The following information is usually required during the loan process:
- Your Social Security Number
- Current pay stubs or if you are or were self-employed, your tax returns for the past two years
- Bank statements for the past two months
- Real estate taxes
- Monthly Home Owners Association fees (if applicable)
- Retirement account statements for the past two months
- W-2 forms
- Year-end pay stubs
- Asset accounts
- Estimate Home Owner’s Insurance premiums
- Condo documents
If you currently own real estate:
- Mortgage account information
- Home insurance policy information
- Home equity account information (if applicable)
- Real estate taxes
- Rental income (if applicable)
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