Purchasing a Home: Your Next Chapter Begins Here

Buying a home is one of the most important financial decisions you’ll make. Here at RTN, we work closely with you to make sure you receive the mortgage that best suits your needs. Our staff is experienced in all aspects of the home-buying process, so you can rely on top-notch advice and guidance from the experts.

RTN mortgages are available in New England for:

Primary residences including one-to-four family, owner-occupied residences as well as condominiums
Vacation homes
Homes you plan on using in retirement

We offer mortgages up to $1,000,000 with competitive and affordable closing costs. Visit our rates page for financing options and information on our rate lock period.

Additional terms and conditions may apply. No closing cost options are also available. Purchases with less than 20% down will require Private Mortgage Insurance (PMI).

Construction Loans (Owner-Occupied, Primary or Second Homes Only)

Mortgages are available for owner-occupied primary and secondary homes. Contact our Mortgage Department at 781-736-9859 or mortgage@rtn.org.

Commercial Real Estate (Non-Owner Occupied)

RTN provides loans for non-owner-occupied homes. For details, contact Tim Brown, Senior Commercial Services Officer, at 781-736-9984 or 781-727-7286 or email him at tbrown@rtn.org.

Tax Savings

Interest payments on your mortgage loan may be tax deductible (within qualifying IRS regulations). Check with your accountant or tax advisor.

Our Mortgage Specialists are available to answer your questions and concerns. Contact us at 781-736-9859 or mortgage@rtn.org. You may also visit an RTN branch to meet with one of our Mortgage Consultants.

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First-Time Home Buyers

We offer special discounted-rate mortgages for first-time home buyers that can save you thousands of dollars. And our free seminars prepare you for home ownership by teaching you what you need to know about the home-buying process.

Need a preapproval?
Many sellers require buyers to have a preapproval letter before they will accept an offer.